First Federal Savings Bank of Champaign Urbana
First Federal Savings Bank of Champaign Urbana received 115 applications in 2025 and made 111 mortgages, in 6 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $175,000. Of 112 decisions, 1 were denials — 0.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900KX4PZDHAK8I871 |
|---|---|
| Applications received | 115 |
| Mortgages made | 111 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.135 points |
| FDIC-insured bank | Yes: First Federal Savings Bank of Champaign Urbana, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 68 | Not published | $210,000 | 0.0% |
| Refinancing | 12 | Not published | $160,000 | 0.0% |
| Cash-out refinancing | 21 | Not published | $195,000 | 0.0% |
| Other purposes | 10 | Not published | $45,000 | 9.1% |
Where First Federal Savings Bank of Champaign Urbana lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Champaign County, IL | 100 | Not published | 1.0% |
| Piatt County, IL | 7 | Under 10 loans | 0.0% |
| De Witt County, IL | 1 | Under 10 loans | 0.0% |
| Iroquois County, IL | 1 | Under 10 loans | 0.0% |
| Moultrie County, IL | 1 | Under 10 loans | 0.0% |
| Sangamon County, IL | 1 | Under 10 loans | 0.0% |
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When First Federal Savings Bank of Champaign Urbana’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.