First Federal Savings Bank
First Federal Savings Bank received 209 applications in 2025 and made 160 mortgages, in 15 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 194 decisions, 15 were denials — 7.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300MTH7LUU0OHYB47 |
|---|---|
| Applications received | 209 |
| Mortgages made | 160 |
| Denied | 15 |
| Approved, not taken up | 19 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Federal Savings Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 85 | Not published | $205,000 | 2.0% |
| Refinancing | 34 | Not published | $100,000 | 18.6% |
| Cash-out refinancing | 10 | Not published | $155,000 | 0.0% |
| Other purposes | 31 | Not published | $35,000 | 12.5% |
Where First Federal Savings Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Vanderburgh County, IN | 73 | Not published | 11.8% |
| Warrick County, IN | 34 | Not published | 5.4% |
| Pike County, IN | 15 | Not published | 0.0% |
| Daviess County, IN | 13 | Not published | 5.9% |
| Posey County, IN | 10 | Not published | 0.0% |
| Gibson County, IN | 4 | Under 10 loans | 20.0% |
| Dubois County, IN | 3 | Under 10 loans | 0.0% |
| Daviess County, KY | 2 | Under 10 loans | 0.0% |
| Henderson County, KY | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Knox County, IN | 1 | Under 10 loans | 0.0% |
| Martin County, IN | 1 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Lyon County, KY | 0 | Under 10 loans | Not published |
| Davidson County, TN | 0 | Under 10 loans | Not published |
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When First Federal Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.