First Harrison Bank
First Harrison Bank received 828 applications in 2025 and made 675 mortgages, in 31 counties across 5 states. The median rate its borrowers got was 6.370% on a median loan of $125,000. Of 767 decisions, 87 were denials — 11.3%, most often for credit history.
| Legal Entity Identifier | 549300LGEXCX325O8C49 |
|---|---|
| Applications received | 828 |
| Mortgages made | 675 |
| Denied | 87 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 61 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.233 points |
| FDIC-insured bank | Yes: First Harrison Bank, 17 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 242 | 6.500% | $215,000 | 6.5% |
| Refinancing | 49 | 6.500% | $105,000 | 7.4% |
| Cash-out refinancing | 107 | 6.375% | $135,000 | 14.4% |
| Other purposes | 277 | 5.450% | $75,000 | 14.6% |
Where First Harrison Bank lends most
The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harrison County, IN | 230 | 6.000% | 10.7% |
| Washington County, IN | 94 | 6.375% | 7.8% |
| Floyd County, IN | 90 | 5.750% | 10.9% |
| Bullitt County, KY | 86 | 6.063% | 15.5% |
| Clark County, IN | 56 | 6.375% | 15.2% |
| Jefferson County, KY | 34 | 6.985% | 10.5% |
| Crawford County, IN | 23 | 6.500% | 8.0% |
| Orange County, IN | 15 | 7.240% | 0.0% |
| Nelson County, KY | 11 | 6.875% | 8.3% |
| Spencer County, KY | 8 | Under 10 loans | 11.1% |
| Oldham County, KY | 3 | Under 10 loans | 0.0% |
| Shelby County, KY | 3 | Under 10 loans | 0.0% |
| St. Clair County, AL | 2 | Under 10 loans | 0.0% |
| Jackson County, IN | 2 | Under 10 loans | 0.0% |
| Fayette County, KY | 2 | Under 10 loans | 0.0% |
| Meade County, KY | 2 | Under 10 loans | 33.3% |
| Pickett County, TN | 2 | Under 10 loans | 33.3% |
| Limestone County, AL | 1 | Under 10 loans | 0.0% |
| Morgan County, AL | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Dubois County, IN | 1 | Under 10 loans | 0.0% |
| Scott County, IN | 1 | Under 10 loans | 66.7% |
| Allen County, KY | 1 | Under 10 loans | 0.0% |
| Anderson County, KY | 1 | Under 10 loans | 0.0% |
| Breckinridge County, KY | 1 | Under 10 loans | 0.0% |
| Grayson County, KY | 1 | Under 10 loans | 0.0% |
| Hardin County, KY | 1 | Under 10 loans | 50.0% |
| Larue County, KY | 1 | Under 10 loans | 50.0% |
| Woodford County, KY | 1 | Under 10 loans | 0.0% |
| Edmonson County, KY | 0 | Under 10 loans | Not published |
| Washington County, KY | 0 | Under 10 loans | Not published |
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When First Harrison Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.