FIRST HOLDING COMPANY OF CAVALIER, INC.
FIRST HOLDING COMPANY OF CAVALIER, INC. received 96 applications in 2025 and made 90 mortgages, in 12 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 94 decisions, 2 were denials — 2.1%.
| Legal Entity Identifier | 3F3G50WF6GG95B8BM859 |
|---|---|
| Applications received | 96 |
| Mortgages made | 90 |
| Denied | 2 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 48 | Not published | $205,000 | 0.0% |
| Refinancing | 22 | Not published | $185,000 | 8.3% |
| Other purposes | 20 | Not published | $75,000 | 0.0% |
Where FIRST HOLDING COMPANY OF CAVALIER, INC. lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, MN | 35 | Not published | 2.8% |
| Grand Forks County, ND | 31 | Not published | 0.0% |
| Cass County, ND | 8 | Under 10 loans | 0.0% |
| Kittson County, MN | 5 | Under 10 loans | 0.0% |
| Mahnomen County, MN | 3 | Under 10 loans | 0.0% |
| Marshall County, MN | 2 | Under 10 loans | 25.0% |
| Cass County, MN | 1 | Under 10 loans | 0.0% |
| Dakota County, MN | 1 | Under 10 loans | 0.0% |
| Otter Tail County, MN | 1 | Under 10 loans | 0.0% |
| Dickey County, ND | 1 | Under 10 loans | 0.0% |
| Pembina County, ND | 1 | Under 10 loans | 0.0% |
| Traill County, ND | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.