First Kentucky Bank
First Kentucky Bank received 173 applications in 2025 and made 130 mortgages, in 20 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 164 decisions, 26 were denials — 15.9%.
| Legal Entity Identifier | 54930060AO2QGPQGPO07 |
|---|---|
| Applications received | 173 |
| Mortgages made | 130 |
| Denied | 26 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Kentucky Bank, Inc., 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 83 | Not published | $165,000 | 5.3% |
| Refinancing | 27 | Not published | $105,000 | 32.5% |
| Other purposes | 20 | Not published | $75,000 | 27.6% |
Where First Kentucky Bank lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Muhlenberg County, KY | 38 | Not published | 4.9% |
| Graves County, KY | 37 | Not published | 20.8% |
| Marshall County, KY | 23 | Not published | 26.5% |
| Vanderburgh County, IN | 10 | Not published | 0.0% |
| McCracken County, KY | 4 | Under 10 loans | 16.7% |
| Ohio County, KY | 3 | Under 10 loans | 25.0% |
| Carlisle County, KY | 2 | Under 10 loans | 33.3% |
| Livingston County, KY | 2 | Under 10 loans | 0.0% |
| Lyon County, KY | 2 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Ballard County, KY | 1 | Under 10 loans | 0.0% |
| Daviess County, KY | 1 | Under 10 loans | 0.0% |
| Fulton County, KY | 1 | Under 10 loans | 0.0% |
| Hopkins County, KY | 1 | Under 10 loans | 33.3% |
| Jefferson County, KY | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Weakley County, TN | 1 | Under 10 loans | 0.0% |
| Calloway County, KY | 0 | Under 10 loans | 100.0% |
| Warren County, KY | 0 | Under 10 loans | 0.0% |
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When First Kentucky Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.