First Seacoast Bank
First Seacoast Bank received 84 applications in 2025 and made 48 mortgages, in 12 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $380,000. Of 69 decisions, 14 were denials — 20.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300QHFDNFAMLATM94 |
|---|---|
| Applications received | 84 |
| Mortgages made | 48 |
| Denied | 14 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 14 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Seacoast Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 36 | Not published | $480,000 | 14.9% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 42.9% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 42.9% |
Where First Seacoast Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Strafford County, NH | 18 | Not published | 13.6% |
| York County, ME | 13 | Not published | 31.6% |
| Rockingham County, NH | 12 | Not published | 6.3% |
| Hillsborough County, NH | 2 | Under 10 loans | 0.0% |
| Merrimack County, NH | 2 | Under 10 loans | 0.0% |
| Carroll County, NH | 1 | Under 10 loans | 66.7% |
| Cumberland County, ME | 0 | Under 10 loans | Not published |
| Waldo County, ME | 0 | Under 10 loans | 0.0% |
| Essex County, MA | 0 | Under 10 loans | Not published |
| Cheshire County, NH | 0 | Under 10 loans | 0.0% |
| Grafton County, NH | 0 | Under 10 loans | 100.0% |
| Sullivan County, NH | 0 | Under 10 loans | 100.0% |
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When First Seacoast Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.