First Texas Bank
First Texas Bank received 44 applications in 2025 and made 31 mortgages, in 4 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $195,000. Of 39 decisions, 7 were denials — 18.0%. 4 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900LQPR8CYPBIJ478 |
|---|---|
| Applications received | 44 |
| Mortgages made | 31 |
| Denied | 7 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Texas Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 11 | Not published | $245,000 | 15.4% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Other purposes | 11 | Not published | $55,000 | 25.0% |
Where First Texas Bank lends most
The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lampasas County, TX | 24 | Not published | 16.7% |
| Burnet County, TX | 3 | Under 10 loans | 25.0% |
| Bell County, TX | 1 | Under 10 loans | 0.0% |
| Coryell County, TX | 0 | Under 10 loans | Not published |
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When First Texas Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.