FIRST U.S. COMMUNITY CREDIT UNION
FIRST U.S. COMMUNITY CREDIT UNION received 119 applications in 2025 and made 80 mortgages, in 15 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $120,000. Of 101 decisions, 19 were denials — 18.8%.
| Legal Entity Identifier | 5493002R8QX1FQSB8Z06 |
|---|---|
| Applications received | 119 |
| Mortgages made | 80 |
| Denied | 19 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 24 | Not published | $350,000 | 0.0% |
| Refinancing | 16 | Not published | $105,000 | 34.6% |
| Cash-out refinancing | 23 | Not published | $85,000 | 23.3% |
| Other purposes | 17 | Not published | $65,000 | 15.0% |
Where FIRST U.S. COMMUNITY CREDIT UNION lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sacramento County, CA | 25 | Not published | 19.4% |
| Placer County, CA | 23 | Not published | 16.7% |
| Nevada County, CA | 16 | Not published | 27.3% |
| San Joaquin County, CA | 3 | Under 10 loans | 0.0% |
| Solano County, CA | 3 | Under 10 loans | 0.0% |
| Amador County, CA | 2 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 2 | Under 10 loans | 0.0% |
| El Dorado County, CA | 2 | Under 10 loans | 33.3% |
| Butte County, CA | 1 | Under 10 loans | 0.0% |
| Fresno County, CA | 1 | Under 10 loans | 0.0% |
| Mono County, CA | 1 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 1 | Under 10 loans | 0.0% |
| Plumas County, CA | 0 | Under 10 loans | Not published |
| Yuba County, CA | 0 | Under 10 loans | Not published |
| Miami-Dade County, FL | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.