First United Bank and Trust Company
First United Bank and Trust Company received 132 applications in 2025 and made 119 mortgages, in 20 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 125 decisions, 6 were denials — 4.8%.
| Legal Entity Identifier | 549300V9HKOIF4980H71 |
|---|---|
| Applications received | 132 |
| Mortgages made | 119 |
| Denied | 6 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First United Bank and Trust Company, 80 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 71 | Not published | $165,000 | 2.7% |
| Refinancing | 39 | Not published | $75,000 | 7.1% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 10.0% |
Where First United Bank and Trust Company lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hopkins County, KY | 58 | Not published | 3.3% |
| Ohio County, KY | 23 | Not published | 11.5% |
| Daviess County, KY | 15 | Not published | 0.0% |
| Vanderburgh County, IN | 3 | Under 10 loans | 0.0% |
| Livingston County, KY | 3 | Under 10 loans | 0.0% |
| Crittenden County, KY | 2 | Under 10 loans | 0.0% |
| McLean County, KY | 2 | Under 10 loans | 0.0% |
| Warren County, KY | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Warrick County, IN | 1 | Under 10 loans | 0.0% |
| Breckinridge County, KY | 1 | Under 10 loans | 0.0% |
| Caldwell County, KY | 1 | Under 10 loans | 0.0% |
| Hancock County, KY | 1 | Under 10 loans | 0.0% |
| Henderson County, KY | 1 | Under 10 loans | 0.0% |
| McCracken County, KY | 1 | Under 10 loans | 0.0% |
| Trigg County, KY | 1 | Under 10 loans | 0.0% |
| Union County, KY | 1 | Under 10 loans | 0.0% |
| Webster County, KY | 1 | Under 10 loans | 0.0% |
| Wichita County, TX | 1 | Under 10 loans | 0.0% |
| Muhlenberg County, KY | 0 | Under 10 loans | 100.0% |
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When First United Bank and Trust Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.