Freedom Bank
Freedom Bank received 45 applications in 2025 and made 32 mortgages, in 8 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $920,000. Of 40 decisions, 1 were denials — 2.5%.
| Legal Entity Identifier | 549300K9D373DH6LF245 |
|---|---|
| Applications received | 45 |
| Mortgages made | 32 |
| Denied | 1 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Freedom Bank, Inc., 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | Not published | $955,000 | 0.0% |
| Refinancing | 15 | Not published | $835,000 | 5.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Freedom Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hudson County, NJ | 11 | Not published | 6.7% |
| Bergen County, NJ | 8 | Under 10 loans | 0.0% |
| Passaic County, NJ | 8 | Under 10 loans | 0.0% |
| Essex County, NJ | 2 | Under 10 loans | 0.0% |
| Morris County, NJ | 1 | Under 10 loans | 0.0% |
| Queens County, NY | 1 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Bronx County, NY | 0 | Under 10 loans | 0.0% |
Get told when this changes
When Freedom Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.