Frontier Bank
Frontier Bank received 76 applications in 2025 and made 52 mortgages, in 17 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 76 decisions, 14 were denials — 18.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300DO5YMN2M8SMI23 |
|---|---|
| Applications received | 76 |
| Mortgages made | 52 |
| Denied | 14 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Frontier Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 30 | Not published | $160,000 | 18.2% |
| Refinancing | 10 | Not published | $165,000 | 8.3% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where Frontier Bank lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Prowers County, CO | 24 | Not published | 18.8% |
| Pueblo County, CO | 11 | Not published | 20.0% |
| Kit Carson County, CO | 5 | Under 10 loans | 20.0% |
| Baca County, CO | 2 | Under 10 loans | 50.0% |
| Adams County, CO | 1 | Under 10 loans | 0.0% |
| Bent County, CO | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| Kiowa County, CO | 1 | Under 10 loans | 0.0% |
| Rio Grande County, CO | 1 | Under 10 loans | 0.0% |
| Shoshone County, ID | 1 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 1 | Under 10 loans | 0.0% |
| Sherman County, KS | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Custer County, CO | 0 | Under 10 loans | 0.0% |
| Douglas County, CO | 0 | Under 10 loans | 0.0% |
| Labette County, KS | 0 | Under 10 loans | 0.0% |
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When Frontier Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.