Genesee Valley
Genesee Valley received 123 applications in 2025 and made 97 mortgages, in 9 counties across 1 state. The median rate its borrowers got was 6.990% on a median loan of $55,000. Of 116 decisions, 19 were denials — 16.4%, most often for debt-to-income ratio. 3 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300T1F1BRPWSZT586 |
|---|---|
| Applications received | 123 |
| Mortgages made | 97 |
| Denied | 19 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.11 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Other purposes | 85 | 6.990% | $55,000 | 17.5% |
Where Genesee Valley lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Livingston County, NY | 47 | 6.990% | 13.0% |
| Wyoming County, NY | 35 | 6.990% | 16.7% |
| Steuben County, NY | 9 | Under 10 loans | 0.0% |
| Ontario County, NY | 2 | Under 10 loans | 0.0% |
| Allegany County, NY | 1 | Under 10 loans | 0.0% |
| Erie County, NY | 1 | Under 10 loans | 0.0% |
| Monroe County, NY | 1 | Under 10 loans | 0.0% |
| Orleans County, NY | 1 | Under 10 loans | 50.0% |
| Genesee County, NY | 0 | Under 10 loans | 100.0% |
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When Genesee Valley’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.