GOLD COAST FEDERAL CREDIT UNION
GOLD COAST FEDERAL CREDIT UNION received 87 applications in 2025 and made 68 mortgages, in 4 counties across 1 state. The median rate its borrowers got was 6.750% on a median loan of $75,000. Of 79 decisions, 10 were denials — 12.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300M9RHNQ4107R694 |
|---|---|
| Applications received | 87 |
| Mortgages made | 68 |
| Denied | 10 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.8065 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 65 | 6.750% | $75,000 | 13.2% |
Where GOLD COAST FEDERAL CREDIT UNION lends most
The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Palm Beach County, FL | 49 | 6.750% | 10.9% |
| St. Lucie County, FL | 14 | 6.450% | 21.1% |
| Martin County, FL | 4 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
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When GOLD COAST FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.