Mortgage Lender Index

GREAT ERIE

GREAT ERIE received 97 applications in 2025 and made 90 mortgages, in 4 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 93 decisions, 3 were denials — 3.2%, most often for credit application incomplete.

Legal Entity Identifier549300P6D12TWGGIV170
Applications received97
Mortgages made90
Denied3
Approved, not taken up0
Withdrawn or incomplete4
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.0185 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase12 6.625%$265,000 7.7%
Refinancing24 7.750%$90,000 0.0%
Cash-out refinancing1 Under 10 loansUnder 10 loans 66.7%
Other purposes53 7.750%$85,000 0.0%

Where GREAT ERIE lends most

The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Erie County, NY 857.500%2.3%
Cattaraugus County, NY 2Under 10 loans33.3%
Wyoming County, NY 2Under 10 loans0.0%
Niagara County, NY 1Under 10 loans0.0%

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When GREAT ERIE’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.