Greenville Heritage Federal Credit Union
Greenville Heritage Federal Credit Union received 38 applications in 2025 and made 26 mortgages, in 7 counties across 1 state. The median rate its borrowers got was 6.480% on a median loan of $135,000. Of 27 decisions, 1 were denials — 3.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900SYM73UN2V4KP10 |
|---|---|
| Applications received | 38 |
| Mortgages made | 26 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.13 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Refinancing | 12 | 6.320% | $155,000 | 0.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where Greenville Heritage Federal Credit Union lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Greenville County, SC | 16 | 6.480% | 5.9% |
| Anderson County, SC | 3 | Under 10 loans | 0.0% |
| Spartanburg County, SC | 3 | Under 10 loans | 0.0% |
| Greenwood County, SC | 1 | Under 10 loans | 0.0% |
| Laurens County, SC | 1 | Under 10 loans | 0.0% |
| Newberry County, SC | 1 | Under 10 loans | 0.0% |
| Pickens County, SC | 1 | Under 10 loans | 0.0% |
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When Greenville Heritage Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.