GULF COAST FEDERAL CREDIT UNION
GULF COAST FEDERAL CREDIT UNION received 45 applications in 2025 and made 43 mortgages, in 7 counties across 1 state. The median rate its borrowers got was 6.950% on a median loan of $145,000. Of 45 decisions, 2 were denials — 4.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300HMP6CQXPB0L958 |
|---|---|
| Applications received | 45 |
| Mortgages made | 43 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.59 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | 7.100% | $185,000 | 3.9% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 15 | 6.950% | $85,000 | 6.3% |
Where GULF COAST FEDERAL CREDIT UNION lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Nueces County, TX | 31 | 6.950% | 0.0% |
| Jim Wells County, TX | 5 | Under 10 loans | 0.0% |
| Duval County, TX | 2 | Under 10 loans | 33.3% |
| San Patricio County, TX | 2 | Under 10 loans | 33.3% |
| Aransas County, TX | 1 | Under 10 loans | 0.0% |
| Bexar County, TX | 1 | Under 10 loans | 0.0% |
| Brazoria County, TX | 1 | Under 10 loans | 0.0% |
Get told when this changes
When GULF COAST FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.