HOMETOWN Credit Union
HOMETOWN Credit Union received 45 applications in 2025 and made 45 mortgages, in 13 counties across 3 states. The median rate its borrowers got was 6.450% on a median loan of $75,000. Of 45 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300SI84V60XS2R422 |
|---|---|
| Applications received | 45 |
| Mortgages made | 45 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.109 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 17 | 6.427% | $105,000 | 0.0% |
| Refinancing | 17 | 6.286% | $35,000 | 0.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where HOMETOWN Credit Union lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Burleigh County, ND | 9 | Under 10 loans | 0.0% |
| Emmons County, ND | 9 | Under 10 loans | 0.0% |
| McIntosh County, ND | 9 | Under 10 loans | 0.0% |
| LaMoure County, ND | 6 | Under 10 loans | 0.0% |
| Logan County, ND | 2 | Under 10 loans | 0.0% |
| Morton County, ND | 2 | Under 10 loans | 0.0% |
| Stutsman County, ND | 2 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Cass County, ND | 1 | Under 10 loans | 0.0% |
| Dickey County, ND | 1 | Under 10 loans | 0.0% |
| Kidder County, ND | 1 | Under 10 loans | 0.0% |
| McLean County, ND | 1 | Under 10 loans | 0.0% |
| McPherson County, SD | 1 | Under 10 loans | 0.0% |
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When HOMETOWN Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.