HOOSIER HILLS CREDIT UNION
HOOSIER HILLS CREDIT UNION received 956 applications in 2025 and made 673 mortgages, in 40 counties across 3 states. The median rate its borrowers got was 7.500% on a median loan of $95,000. Of 859 decisions, 169 were denials — 19.7%, most often for credit history.
| Legal Entity Identifier | 254900V3X9I3FAUULX72 |
|---|---|
| Applications received | 956 |
| Mortgages made | 673 |
| Denied | 169 |
| Approved, not taken up | 17 |
| Withdrawn or incomplete | 97 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.32 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 166 | 6.625% | $170,000 | 19.1% |
| Refinancing | 54 | 6.125% | $165,000 | 15.6% |
| Cash-out refinancing | 200 | 7.500% | $105,000 | 17.8% |
| Other purposes | 253 | 7.500% | $55,000 | 22.2% |
Where HOOSIER HILLS CREDIT UNION lends most
The 40 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lawrence County, IN | 203 | 7.500% | 15.9% |
| Orange County, IN | 128 | 7.500% | 14.1% |
| Perry County, IN | 97 | 7.500% | 25.6% |
| Dubois County, IN | 59 | 7.500% | 27.4% |
| Monroe County, IN | 28 | 7.188% | 26.8% |
| Spencer County, IN | 27 | 7.500% | 17.1% |
| Dearborn County, IN | 23 | 7.000% | 20.7% |
| Washington County, IN | 13 | 7.750% | 6.7% |
| Martin County, IN | 12 | 7.563% | 20.0% |
| Crawford County, IN | 10 | 6.750% | 28.6% |
| Vanderburgh County, IN | 10 | 7.063% | 0.0% |
| Pike County, IN | 9 | Under 10 loans | 16.7% |
| Greene County, IN | 6 | Under 10 loans | 33.3% |
| Daviess County, IN | 5 | Under 10 loans | 0.0% |
| Warrick County, IN | 5 | Under 10 loans | 0.0% |
| Floyd County, IN | 4 | Under 10 loans | 0.0% |
| Harrison County, IN | 4 | Under 10 loans | 0.0% |
| Henry County, IN | 4 | Under 10 loans | 0.0% |
| Bartholomew County, IN | 3 | Under 10 loans | 0.0% |
| Owen County, IN | 3 | Under 10 loans | 40.0% |
| Sullivan County, IN | 3 | Under 10 loans | 0.0% |
| Delaware County, IN | 2 | Under 10 loans | 50.0% |
| Hendricks County, IN | 2 | Under 10 loans | 0.0% |
| Jackson County, IN | 2 | Under 10 loans | 0.0% |
| Ripley County, IN | 2 | Under 10 loans | 33.3% |
| Vigo County, IN | 2 | Under 10 loans | 33.3% |
| Fulton County, IN | 1 | Under 10 loans | 0.0% |
| Hancock County, IN | 1 | Under 10 loans | 50.0% |
| Johnson County, IN | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Marshall County, IN | 1 | Under 10 loans | 0.0% |
| Putnam County, IN | 1 | Under 10 loans | 0.0% |
| Montgomery County, OH | 1 | Under 10 loans | 0.0% |
| Clark County, IN | 0 | Under 10 loans | 100.0% |
| Clay County, IN | 0 | Under 10 loans | 100.0% |
| Gibson County, IN | 0 | Under 10 loans | 100.0% |
| Howard County, IN | 0 | Under 10 loans | 100.0% |
| Jefferson County, IN | 0 | Under 10 loans | 100.0% |
| Jennings County, IN | 0 | Under 10 loans | 100.0% |
| Marquette County, MI | 0 | Under 10 loans | 100.0% |
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When HOOSIER HILLS CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.