HOPEWELL Federal Credit Union
HOPEWELL Federal Credit Union received 180 applications in 2025 and made 122 mortgages, in 11 counties across 3 states. The median rate its borrowers got was 7.500% on a median loan of $45,000. Of 172 decisions, 39 were denials — 22.7%, most often for credit history.
| Legal Entity Identifier | 549300J1IQXJ1CSCCU16 |
|---|---|
| Applications received | 180 |
| Mortgages made | 122 |
| Denied | 39 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.147 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 5 | Under 10 loans | Under 10 loans | 33.3% |
| Refinancing | 12 | 6.740% | $65,000 | 7.1% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 100 | 7.500% | $45,000 | 24.3% |
Where HOPEWELL Federal Credit Union lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Licking County, OH | 110 | 7.500% | 19.6% |
| Perry County, OH | 7 | Under 10 loans | 22.2% |
| Delaware County, OH | 2 | Under 10 loans | 50.0% |
| Franklin County, OH | 2 | Under 10 loans | 0.0% |
| Muskingum County, OH | 1 | Under 10 loans | 33.3% |
| Belmont County, OH | 0 | Under 10 loans | 100.0% |
| Fairfield County, OH | 0 | Under 10 loans | 100.0% |
| Knox County, OH | 0 | Under 10 loans | 100.0% |
| Pickaway County, OH | 0 | Under 10 loans | 50.0% |
| Hopewell city, VA | 0 | Under 10 loans | Not published |
| Kanawha County, WV | 0 | Under 10 loans | 100.0% |
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When HOPEWELL Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.