INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION
INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION received 98 applications in 2025 and made 70 mortgages, in 7 counties across 2 states. The median rate its borrowers got was 6.750% on a median loan of $70,000. Of 98 decisions, 28 were denials — 28.6%, most often for credit history. 7 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300KILAW2M87QR043 |
|---|---|
| Applications received | 98 |
| Mortgages made | 70 |
| Denied | 28 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.67 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 18 | 6.500% | $120,000 | 5.3% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 11 | 6.750% | $145,000 | 21.4% |
| Other purposes | 35 | 7.400% | $25,000 | 38.6% |
Where INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Vigo County, IN | 56 | 6.563% | 18.8% |
| Vermillion County, IN | 5 | Under 10 loans | 28.6% |
| Clay County, IN | 3 | Under 10 loans | 0.0% |
| Sullivan County, IN | 3 | Under 10 loans | 50.0% |
| Clark County, IL | 2 | Under 10 loans | 0.0% |
| Parke County, IN | 1 | Under 10 loans | 66.7% |
| Hendricks County, IN | 0 | Under 10 loans | 100.0% |
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When INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.