Jackson County Bank
Jackson County Bank received 900 applications in 2025 and made 685 mortgages, in 39 counties across 1 state. The median rate its borrowers got was 6.490% on a median loan of $185,000. Of 804 decisions, 97 were denials — 12.1%, most often for credit history.
| Legal Entity Identifier | 549300HIDQ8IRRU12455 |
|---|---|
| Applications received | 900 |
| Mortgages made | 685 |
| Denied | 97 |
| Approved, not taken up | 22 |
| Withdrawn or incomplete | 96 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.011 points |
| FDIC-insured bank | Yes: Jackson County Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 359 | 6.375% | $265,000 | 6.5% |
| Refinancing | 21 | 6.250% | $175,000 | 40.0% |
| Cash-out refinancing | 116 | 6.790% | $105,000 | 18.2% |
| Other purposes | 189 | 6.500% | $75,000 | 13.8% |
Where Jackson County Bank lends most
The 39 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, IN | 140 | 6.490% | 11.7% |
| Bartholomew County, IN | 122 | 6.623% | 3.8% |
| Marion County, IN | 59 | 6.375% | 18.2% |
| Monroe County, IN | 55 | 6.490% | 6.6% |
| Jennings County, IN | 51 | 6.500% | 22.4% |
| Johnson County, IN | 49 | 6.750% | 3.9% |
| Lawrence County, IN | 48 | 6.648% | 22.2% |
| Decatur County, IN | 42 | 6.490% | 12.2% |
| Hamilton County, IN | 19 | 6.250% | 9.1% |
| Boone County, IN | 14 | 6.125% | 0.0% |
| Hendricks County, IN | 10 | 6.433% | 9.1% |
| Morgan County, IN | 9 | Under 10 loans | 0.0% |
| Hancock County, IN | 8 | Under 10 loans | 0.0% |
| Greene County, IN | 7 | Under 10 loans | 22.2% |
| Jefferson County, IN | 7 | Under 10 loans | 12.5% |
| Shelby County, IN | 6 | Under 10 loans | 25.0% |
| Brown County, IN | 5 | Under 10 loans | 14.3% |
| Orange County, IN | 4 | Under 10 loans | 0.0% |
| Ripley County, IN | 4 | Under 10 loans | 20.0% |
| Rush County, IN | 3 | Under 10 loans | 0.0% |
| Washington County, IN | 3 | Under 10 loans | 20.0% |
| Clark County, IN | 2 | Under 10 loans | 0.0% |
| Franklin County, IN | 2 | Under 10 loans | 0.0% |
| Scott County, IN | 2 | Under 10 loans | 50.0% |
| Tippecanoe County, IN | 2 | Under 10 loans | 0.0% |
| Vigo County, IN | 2 | Under 10 loans | 0.0% |
| Allen County, IN | 1 | Under 10 loans | 50.0% |
| Dearborn County, IN | 1 | Under 10 loans | 0.0% |
| Floyd County, IN | 1 | Under 10 loans | 0.0% |
| Harrison County, IN | 1 | Under 10 loans | 0.0% |
| Madison County, IN | 1 | Under 10 loans | 0.0% |
| Owen County, IN | 1 | Under 10 loans | 50.0% |
| Pike County, IN | 1 | Under 10 loans | 0.0% |
| Tipton County, IN | 1 | Under 10 loans | 0.0% |
| Warren County, IN | 1 | Under 10 loans | 0.0% |
| Wayne County, IN | 1 | Under 10 loans | 0.0% |
| Martin County, IN | 0 | Under 10 loans | 100.0% |
| Putnam County, IN | 0 | Under 10 loans | Not published |
| Sullivan County, IN | 0 | Under 10 loans | 100.0% |
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When Jackson County Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.