Mortgage Lender Index

Jeff Bank

Jeff Bank received 197 applications in 2025 and made 82 mortgages, in 6 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 168 decisions, 62 were denials — 36.9%.

Legal Entity Identifier549300Q1QXZDN5R0UD44
Applications received197
Mortgages made82
Denied62
Approved, not taken up24
Withdrawn or incomplete29
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Jeff Bank, National Association, 10 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase61 Not published$295,000 33.9%
Refinancing6 Under 10 loansUnder 10 loans 46.7%
Other purposes15 Not published$55,000 43.8%

Where Jeff Bank lends most

The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Sullivan County, NY 59Not published37.5%
Orange County, NY 9Under 10 loans33.3%
Ulster County, NY 4Under 10 loans42.9%
Pike County, PA 4Under 10 loans0.0%
Wayne County, PA 4Under 10 loans16.7%
Delaware County, NY 2Under 10 loans71.4%

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When Jeff Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.