JEFFERSON FINANCIAL FEDERAL CREDIT UNION
JEFFERSON FINANCIAL FEDERAL CREDIT UNION received 77 applications in 2025 and made 40 mortgages, in 16 counties across 4 states. The median rate its borrowers got was 5.750% on a median loan of $240,000. Of 56 decisions, 16 were denials — 28.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493003JBN8UEVOU8O42 |
|---|---|
| Applications received | 77 |
| Mortgages made | 40 |
| Denied | 16 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 21 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.208 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 17 | 5.750% | $315,000 | 22.7% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Cash-out refinancing | 20 | 5.750% | $210,000 | 28.6% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where JEFFERSON FINANCIAL FEDERAL CREDIT UNION lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson Parish, LA | 17 | 5.875% | 22.7% |
| St. Tammany Parish, LA | 8 | Under 10 loans | 33.3% |
| St. Charles Parish, LA | 4 | Under 10 loans | 20.0% |
| Livingston Parish, LA | 3 | Under 10 loans | 40.0% |
| Orleans Parish, LA | 3 | Under 10 loans | 25.0% |
| Harrison County, MS | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 1 | Under 10 loans | 0.0% |
| Hancock County, MS | 1 | Under 10 loans | 0.0% |
| Perry County, AL | 0 | Under 10 loans | 100.0% |
| Lafayette Parish, LA | 0 | Under 10 loans | 100.0% |
| St. Helena Parish, LA | 0 | Under 10 loans | Not published |
| Terrebonne Parish, LA | 0 | Under 10 loans | Not published |
| West Baton Rouge Parish, LA | 0 | Under 10 loans | Not published |
| Pearl River County, MS | 0 | Under 10 loans | 100.0% |
| Montgomery County, TX | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.