Kitsap Bank
Kitsap Bank received 204 applications in 2025 and made 139 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $175,000. Of 183 decisions, 43 were denials — 23.5%.
| Legal Entity Identifier | 549300HGZNH5YBU04369 |
|---|---|
| Applications received | 204 |
| Mortgages made | 139 |
| Denied | 43 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 21 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 14 | Not published | $330,000 | 12.5% |
| Refinancing | 33 | Not published | $145,000 | 5.6% |
| Other purposes | 92 | Not published | $175,000 | 29.8% |
Where Kitsap Bank lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kitsap County, WA | 89 | Not published | 22.6% |
| Jefferson County, WA | 14 | Not published | 12.5% |
| King County, WA | 12 | Not published | 25.0% |
| Clallam County, WA | 11 | Not published | 20.0% |
| Pierce County, WA | 11 | Not published | 38.9% |
| Clark County, WA | 1 | Under 10 loans | 0.0% |
| Mason County, WA | 1 | Under 10 loans | 50.0% |
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When Kitsap Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.