Lincone Federal Credit Union
Lincone Federal Credit Union received 127 applications in 2025 and made 103 mortgages, in 12 counties across 1 state. The median rate its borrowers got was 7.125% on a median loan of $85,000. Of 114 decisions, 8 were denials — 7.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900LHER54ZRR2C571 |
|---|---|
| Applications received | 127 |
| Mortgages made | 103 |
| Denied | 8 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.7905 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 15 | 6.875% | $265,000 | 6.3% |
| Refinancing | 20 | 7.000% | $150,000 | 9.1% |
| Cash-out refinancing | 51 | 7.500% | $65,000 | 8.5% |
| Other purposes | 17 | 7.500% | $55,000 | 0.0% |
Where Lincone Federal Credit Union lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lancaster County, NE | 85 | 7.000% | 7.4% |
| Gage County, NE | 3 | Under 10 loans | 0.0% |
| Saunders County, NE | 3 | Under 10 loans | 0.0% |
| Seward County, NE | 3 | Under 10 loans | 25.0% |
| Cass County, NE | 2 | Under 10 loans | 0.0% |
| Otoe County, NE | 2 | Under 10 loans | 0.0% |
| Buffalo County, NE | 1 | Under 10 loans | 0.0% |
| Franklin County, NE | 1 | Under 10 loans | 0.0% |
| Johnson County, NE | 1 | Under 10 loans | 0.0% |
| Saline County, NE | 1 | Under 10 loans | 0.0% |
| Sarpy County, NE | 1 | Under 10 loans | 0.0% |
| Butler County, NE | 0 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.