M C Bank & Trust Company
M C Bank & Trust Company received 103 applications in 2025 and made 58 mortgages, in 15 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $70,000. Of 99 decisions, 32 were denials — 32.3%.
| Legal Entity Identifier | 54930045EHC4UJU3BP73 |
|---|---|
| Applications received | 103 |
| Mortgages made | 58 |
| Denied | 32 |
| Approved, not taken up | 9 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: M C Bank & Trust Company, 15 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 18 | Not published | $170,000 | 36.1% |
| Refinancing | 35 | Not published | $75,000 | 15.6% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 66.7% |
Where M C Bank & Trust Company lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| St. Mary Parish, LA | 27 | Not published | 44.3% |
| Lafayette Parish, LA | 9 | Under 10 loans | 10.0% |
| Terrebonne Parish, LA | 7 | Under 10 loans | 0.0% |
| Assumption Parish, LA | 4 | Under 10 loans | 0.0% |
| Lafourche Parish, LA | 2 | Under 10 loans | 50.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Acadia Parish, LA | 1 | Under 10 loans | 0.0% |
| Jefferson Parish, LA | 1 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Charles Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Landry Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Tammany Parish, LA | 1 | Under 10 loans | 0.0% |
| Amite County, MS | 1 | Under 10 loans | 0.0% |
| Summit County, UT | 1 | Under 10 loans | 0.0% |
| St. Martin Parish, LA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.