Maine Community Bank
Maine Community Bank received 812 applications in 2025 and made 595 mortgages, in 15 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $235,000. Of 715 decisions, 115 were denials — 16.1%.
| Legal Entity Identifier | 549300HK8HC6F50IC896 |
|---|---|
| Applications received | 812 |
| Mortgages made | 595 |
| Denied | 115 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 97 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Maine Community Bank, 23 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 256 | Not published | $375,000 | 9.2% |
| Refinancing | 125 | Not published | $215,000 | 22.2% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 213 | Not published | $105,000 | 19.7% |
Where Maine Community Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cumberland County, ME | 244 | Not published | 18.5% |
| York County, ME | 185 | Not published | 13.5% |
| Androscoggin County, ME | 85 | Not published | 16.5% |
| Oxford County, ME | 24 | Not published | 20.0% |
| Kennebec County, ME | 19 | Not published | 0.0% |
| Franklin County, ME | 9 | Under 10 loans | 10.0% |
| Sagadahoc County, ME | 9 | Under 10 loans | 16.7% |
| Lincoln County, ME | 6 | Under 10 loans | 0.0% |
| Penobscot County, ME | 3 | Under 10 loans | 0.0% |
| Piscataquis County, ME | 3 | Under 10 loans | 0.0% |
| Somerset County, ME | 3 | Under 10 loans | 0.0% |
| Aroostook County, ME | 2 | Under 10 loans | 33.3% |
| Hancock County, ME | 2 | Under 10 loans | 0.0% |
| Knox County, ME | 1 | Under 10 loans | 66.7% |
| Waldo County, ME | 0 | Under 10 loans | 100.0% |
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When Maine Community Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.