Maine State Credit Union
Maine State Credit Union received 645 applications in 2025 and made 446 mortgages, in 14 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $135,000. Of 594 decisions, 142 were denials — 23.9%.
| Legal Entity Identifier | 254900PP57SEJJCWLI44 |
|---|---|
| Applications received | 645 |
| Mortgages made | 446 |
| Denied | 142 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 51 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 161 | Not published | $275,000 | 7.8% |
| Refinancing | 72 | Not published | $140,000 | 27.0% |
| Other purposes | 213 | Not published | $65,000 | 32.1% |
Where Maine State Credit Union lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kennebec County, ME | 232 | Not published | 20.1% |
| Cumberland County, ME | 42 | Not published | 18.5% |
| Knox County, ME | 34 | Not published | 32.7% |
| Somerset County, ME | 29 | Not published | 23.7% |
| Waldo County, ME | 21 | Not published | 33.3% |
| Lincoln County, ME | 19 | Not published | 38.7% |
| Androscoggin County, ME | 17 | Not published | 29.2% |
| York County, ME | 14 | Not published | 17.7% |
| Sagadahoc County, ME | 13 | Not published | 18.8% |
| Penobscot County, ME | 8 | Under 10 loans | 46.7% |
| Oxford County, ME | 7 | Under 10 loans | 12.5% |
| Franklin County, ME | 5 | Under 10 loans | 37.5% |
| Piscataquis County, ME | 3 | Under 10 loans | 0.0% |
| Hancock County, ME | 2 | Under 10 loans | 0.0% |
Get told when this changes
When Maine State Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.