Merchants and Farmers Bank
Merchants and Farmers Bank received 40 applications in 2025 and made 31 mortgages, in 12 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 36 decisions, 5 were denials — 13.9%.
| Legal Entity Identifier | 5493000A2XS66AH5XM81 |
|---|---|
| Applications received | 40 |
| Mortgages made | 31 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Merchants and Farmers Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | Not published | $145,000 | 5.9% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 12.5% |
Where Merchants and Farmers Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Saline County, AR | 9 | Under 10 loans | 0.0% |
| Desha County, AR | 8 | Under 10 loans | 20.0% |
| Pulaski County, AR | 7 | Under 10 loans | 22.2% |
| Arkansas County, AR | 1 | Under 10 loans | 0.0% |
| Clark County, AR | 1 | Under 10 loans | 0.0% |
| Drew County, AR | 1 | Under 10 loans | 0.0% |
| Faulkner County, AR | 1 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Lincoln County, AR | 1 | Under 10 loans | 0.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| Grant County, AR | 0 | Under 10 loans | 100.0% |
| Montgomery County, TX | 0 | Under 10 loans | Not published |
Get told when this changes
When Merchants and Farmers Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.