Meredith Village Savings Bank
Meredith Village Savings Bank received 935 applications in 2025 and made 646 mortgages, in 20 counties across 4 states. The median rate its borrowers got was 7.250% on a median loan of $245,000. Of 772 decisions, 124 were denials — 16.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300EWO1QALFC6LE98 |
|---|---|
| Applications received | 935 |
| Mortgages made | 646 |
| Denied | 124 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 163 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3 points |
| FDIC-insured bank | Yes: Meredith Village Savings Bank, 18 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 317 | 7.125% | $325,000 | 8.9% |
| Refinancing | 37 | 6.625% | $415,000 | 11.9% |
| Cash-out refinancing | 104 | 7.500% | $215,000 | 16.7% |
| Other purposes | 188 | 7.500% | $155,000 | 26.2% |
Where Meredith Village Savings Bank lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Belknap County, NH | 205 | 7.375% | 15.9% |
| Carroll County, NH | 188 | 7.250% | 15.3% |
| Grafton County, NH | 88 | 7.063% | 17.0% |
| Rockingham County, NH | 51 | 7.500% | 19.1% |
| Strafford County, NH | 41 | 7.375% | 19.6% |
| Merrimack County, NH | 25 | 7.000% | 10.7% |
| Hillsborough County, NH | 13 | 7.500% | 23.5% |
| York County, ME | 12 | 7.563% | 14.3% |
| Oxford County, ME | 7 | Under 10 loans | 0.0% |
| Coos County, NH | 4 | Under 10 loans | 0.0% |
| Cumberland County, ME | 3 | Under 10 loans | 0.0% |
| Sullivan County, NH | 3 | Under 10 loans | 0.0% |
| Cheshire County, NH | 2 | Under 10 loans | 0.0% |
| Lincoln County, ME | 1 | Under 10 loans | 0.0% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
| Suffolk County, MA | 1 | Under 10 loans | 0.0% |
| Essex County, VT | 1 | Under 10 loans | 0.0% |
| Androscoggin County, ME | 0 | Under 10 loans | Not published |
| Franklin County, ME | 0 | Under 10 loans | 100.0% |
| Barnstable County, MA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.