MIAMI FIREFIGHTERS FEDERAL CREDIT UNION
MIAMI FIREFIGHTERS FEDERAL CREDIT UNION received 195 applications in 2025 and made 90 mortgages, in 10 counties across 1 state. The median rate its borrowers got was 6.250% on a median loan of $110,000. Of 123 decisions, 33 were denials — 26.8%, most often for other.
| Legal Entity Identifier | 549300PVS7DLMY766R09 |
|---|---|
| Applications received | 195 |
| Mortgages made | 90 |
| Denied | 33 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 72 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.135 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 82 | 6.250% | $105,000 | 27.4% |
Where MIAMI FIREFIGHTERS FEDERAL CREDIT UNION lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Miami-Dade County, FL | 49 | 6.750% | 26.9% |
| Broward County, FL | 23 | 6.250% | 23.3% |
| Palm Beach County, FL | 7 | Under 10 loans | 46.2% |
| Martin County, FL | 4 | Under 10 loans | 20.0% |
| Hillsborough County, FL | 3 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 3 | Under 10 loans | 0.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 0 | Under 10 loans | Not published |
| Highlands County, FL | 0 | Under 10 loans | 100.0% |
| Levy County, FL | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.