Mutual First Federal Credit Union
Mutual First Federal Credit Union received 101 applications in 2025 and made 34 mortgages, in 11 counties across 2 states. The median rate its borrowers got was 7.750% on a median loan of $65,000. Of 44 decisions, 9 were denials — 20.5%, most often for credit history.
| Legal Entity Identifier | 549300BJ4VS64HEPMV23 |
|---|---|
| Applications received | 101 |
| Mortgages made | 34 |
| Denied | 9 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 57 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.946 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 0 | Under 10 loans | Under 10 loans | Not published |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 32 | 7.750% | $65,000 | 21.4% |
Where Mutual First Federal Credit Union lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Douglas County, NE | 19 | 8.000% | 25.9% |
| Sarpy County, NE | 8 | Under 10 loans | 11.1% |
| Fremont County, IA | 2 | Under 10 loans | 0.0% |
| Harrison County, IA | 2 | Under 10 loans | 0.0% |
| Pottawattamie County, IA | 2 | Under 10 loans | 0.0% |
| Dodge County, NE | 1 | Under 10 loans | 0.0% |
| Plymouth County, IA | 0 | Under 10 loans | Not published |
| Cass County, NE | 0 | Under 10 loans | Not published |
| Lancaster County, NE | 0 | Under 10 loans | Not published |
| Platte County, NE | 0 | Under 10 loans | 100.0% |
| Washington County, NE | 0 | Under 10 loans | Not published |
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When Mutual First Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.