Mutual Savings Bank
Mutual Savings Bank received 107 applications in 2025 and made 81 mortgages, in 11 counties across 1 state. The median rate its borrowers got was 6.500% on a median loan of $295,000. Of 96 decisions, 3 were denials — 3.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300MOTRV68OSXM837 |
|---|---|
| Applications received | 107 |
| Mortgages made | 81 |
| Denied | 3 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.0865 points |
| FDIC-insured bank | Yes: Mutual Savings Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 62 | 6.500% | $280,000 | 2.9% |
| Refinancing | 19 | 6.375% | $325,000 | 3.6% |
Where Mutual Savings Bank lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Johnson County, IN | 52 | 6.500% | 1.6% |
| Marion County, IN | 10 | 6.750% | 0.0% |
| Brown County, IN | 5 | Under 10 loans | 0.0% |
| Morgan County, IN | 5 | Under 10 loans | 16.7% |
| Bartholomew County, IN | 3 | Under 10 loans | 0.0% |
| Hendricks County, IN | 2 | Under 10 loans | 0.0% |
| Shelby County, IN | 2 | Under 10 loans | 0.0% |
| Monroe County, IN | 1 | Under 10 loans | 0.0% |
| Putnam County, IN | 1 | Under 10 loans | 0.0% |
| Clay County, IN | 0 | Under 10 loans | Not published |
| Greene County, IN | 0 | Under 10 loans | 100.0% |
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When Mutual Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.