NORTHWEST BANK OF ROCKFORD
NORTHWEST BANK OF ROCKFORD received 49 applications in 2025 and made 34 mortgages, in 9 counties across 3 states. The median rate its borrowers got was 6.938% on a median loan of $150,000. Of 42 decisions, 4 were denials — 9.5%, most often for credit history. 4 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 2138007DQF1WY8NDYM18 |
|---|---|
| Applications received | 49 |
| Mortgages made | 34 |
| Denied | 4 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.282 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 14 | 6.875% | $175,000 | 5.3% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where NORTHWEST BANK OF ROCKFORD lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Winnebago County, IL | 22 | 6.938% | 13.8% |
| Stephenson County, IL | 4 | Under 10 loans | 0.0% |
| Boone County, IL | 3 | Under 10 loans | 0.0% |
| Kankakee County, IL | 2 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Carroll County, IL | 1 | Under 10 loans | 0.0% |
| Walworth County, WI | 1 | Under 10 loans | 0.0% |
| DuPage County, IL | 0 | Under 10 loans | Not published |
| Rock County, WI | 0 | Under 10 loans | 0.0% |
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When NORTHWEST BANK OF ROCKFORD’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.