Mortgage Lender Index

NYMEO FEDERAL CREDIT UNION

NYMEO FEDERAL CREDIT UNION received 372 applications in 2025 and made 365 mortgages, in 23 counties across 8 states. The median rate its borrowers got was 6.375% on a median loan of $165,000. Of 370 decisions, 5 were denials — 1.4%, most often for debt-to-income ratio.

Legal Entity Identifier5493003PL2K1NXVSU388
Applications received372
Mortgages made365
Denied5
Approved, not taken up0
Withdrawn or incomplete2
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.415 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase29 5.750%$225,000 12.1%
Refinancing334 6.375%$155,000 0.3%
Cash-out refinancing2 Under 10 loansUnder 10 loans 0.0%

Where NYMEO FEDERAL CREDIT UNION lends most

The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
York County, PA 1566.625%0.0%
Dauphin County, PA 536.250%0.0%
Baltimore city, MD 386.375%0.0%
Franklin County, PA 286.313%0.0%
Cumberland County, PA 266.375%0.0%
Frederick County, MD 165.688%20.0%
Adams County, PA 166.188%0.0%
Prince George's County, MD 106.000%0.0%
Montgomery County, MD 4Under 10 loans20.0%
Washington County, MD 3Under 10 loans0.0%
Anne Arundel County, MD 2Under 10 loans0.0%
Baltimore County, MD 2Under 10 loans0.0%
Northumberland County, PA 2Under 10 loans0.0%
Collier County, FL 1Under 10 loans0.0%
Gwinnett County, GA 1Under 10 loans0.0%
Carroll County, MD 1Under 10 loans0.0%
Garrett County, MD 1Under 10 loans0.0%
Fulton County, PA 1Under 10 loans0.0%
Perry County, PA 1Under 10 loans0.0%
Tarrant County, TX 1Under 10 loans0.0%
Albemarle County, VA 1Under 10 loans0.0%
Jefferson County, WV 1Under 10 loans0.0%
New Castle County, DE 0Under 10 loansNot published

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When NYMEO FEDERAL CREDIT UNION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.