OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION
OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION received 40 applications in 2025 and made 31 mortgages, in 11 counties across 2 states. The median rate its borrowers got was 6.125% on a median loan of $165,000. Of 34 decisions, 3 were denials — 8.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300Z736FEFLWQ4G83 |
|---|---|
| Applications received | 40 |
| Mortgages made | 31 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.1195 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | 6.125% | $165,000 | 7.4% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Belmont County, OH | 9 | Under 10 loans | 10.0% |
| Monroe County, OH | 9 | Under 10 loans | 18.2% |
| Ohio County, WV | 3 | Under 10 loans | 0.0% |
| Washington County, OH | 2 | Under 10 loans | 0.0% |
| Wetzel County, WV | 2 | Under 10 loans | 0.0% |
| Jefferson County, OH | 1 | Under 10 loans | 0.0% |
| Noble County, OH | 1 | Under 10 loans | 0.0% |
| Hancock County, WV | 1 | Under 10 loans | 0.0% |
| Marshall County, WV | 1 | Under 10 loans | 0.0% |
| Monongalia County, WV | 1 | Under 10 loans | 0.0% |
| Tyler County, WV | 1 | Under 10 loans | 0.0% |
Get told when this changes
When OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.