Mortgage Lender Index

Olympia Federal Savings & Loan Association

Olympia Federal Savings & Loan Association received 318 applications in 2025 and made 212 mortgages, in 13 counties across 1 state. The median rate its borrowers got was 6.438% on a median loan of $345,000. Of 251 decisions, 34 were denials — 13.6%, most often for debt-to-income ratio.

Legal Entity Identifier2549008GIE3QVYB2FT28
Applications received318
Mortgages made212
Denied34
Approved, not taken up5
Withdrawn or incomplete67
Loans bought from other lenders0
Median rate spread over the prime offer rate0.0765 points
FDIC-insured bankYes: Olympia Federal Savings and Loan Association, 9 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase144 6.625%$395,000 7.6%
Refinancing33 5.250%$235,000 27.1%
Other purposes35 7.375%$115,000 20.0%

Where Olympia Federal Savings & Loan Association lends most

The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Thurston County, WA 1316.250%12.9%
Mason County, WA 356.125%16.3%
Kitsap County, WA 116.625%0.0%
Lewis County, WA 116.625%15.4%
Pierce County, WA 106.938%9.1%
Grays Harbor County, WA 6Under 10 loans14.3%
King County, WA 3Under 10 loans40.0%
Jefferson County, WA 2Under 10 loans0.0%
Clallam County, WA 1Under 10 loans0.0%
San Juan County, WA 1Under 10 loans0.0%
Whatcom County, WA 1Under 10 loans0.0%
Clark County, WA 0Under 10 loansNot published
Pacific County, WA 0Under 10 loans100.0%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.