ONE VISION Federal Credit Union
ONE VISION Federal Credit Union received 61 applications in 2025 and made 35 mortgages, in 6 counties across 2 states. The median rate its borrowers got was 7.000% on a median loan of $55,000. Of 45 decisions, 10 were denials — 22.2%, most often for credit history.
| Legal Entity Identifier | 549300RYNOL8D0H1YY31 |
|---|---|
| Applications received | 61 |
| Mortgages made | 35 |
| Denied | 10 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 16 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Other purposes | 28 | 7.125% | $45,000 | 24.3% |
Where ONE VISION Federal Credit Union lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clark County, IN | 21 | 6.750% | 19.2% |
| Floyd County, IN | 13 | 7.125% | 23.5% |
| Harrison County, IN | 1 | Under 10 loans | 0.0% |
| Scott County, IN | 0 | Under 10 loans | Not published |
| Washington County, IN | 0 | Under 10 loans | Not published |
| Jefferson County, KY | 0 | Under 10 loans | 100.0% |
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When ONE VISION Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.