Ouachita Valley Federal Credit Union
Ouachita Valley Federal Credit Union received 133 applications in 2025 and made 65 mortgages, in 8 counties across 3 states. The median rate its borrowers got was 8.000% on a median loan of $55,000. Of 98 decisions, 33 were denials — 33.7%, most often for credit history. 73 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900MIHY4N3F840P17 |
|---|---|
| Applications received | 133 |
| Mortgages made | 65 |
| Denied | 33 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 35 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.785 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 19 | 8.500% | $55,000 | 32.1% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Other purposes | 31 | 7.500% | $55,000 | 38.0% |
Where Ouachita Valley Federal Credit Union lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ouachita Parish, LA | 35 | 8.000% | 23.9% |
| Jackson Parish, LA | 2 | Under 10 loans | 0.0% |
| Morehouse Parish, LA | 2 | Under 10 loans | 60.0% |
| Richland Parish, LA | 2 | Under 10 loans | 0.0% |
| Catahoula Parish, LA | 1 | Under 10 loans | 0.0% |
| Union Parish, LA | 1 | Under 10 loans | 50.0% |
| Caldwell Parish, LA | 0 | Under 10 loans | 100.0% |
| Lincoln Parish, LA | 0 | Under 10 loans | 100.0% |
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When Ouachita Valley Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.