Park Federal Credit Union
Park Federal Credit Union received 878 applications in 2025 and made 588 mortgages, in 45 counties across 2 states. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 730 decisions, 135 were denials — 18.5%, most often for credit history.
| Legal Entity Identifier | 549300AZBM8V8SE0IT33 |
|---|---|
| Applications received | 878 |
| Mortgages made | 588 |
| Denied | 135 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 148 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.1705 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 155 | 6.740% | $205,000 | 7.7% |
| Refinancing | 44 | 6.740% | $155,000 | 10.2% |
| Cash-out refinancing | 174 | 7.500% | $115,000 | 14.1% |
| Other purposes | 215 | 7.500% | $55,000 | 28.7% |
Where Park Federal Credit Union lends most
The 45 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, KY | 278 | 7.500% | 19.7% |
| Bullitt County, KY | 65 | 7.500% | 21.4% |
| Madison County, KY | 48 | 7.500% | 17.0% |
| Clark County, IN | 42 | 7.500% | 14.3% |
| Floyd County, IN | 28 | 7.500% | 17.7% |
| Oldham County, KY | 23 | 7.500% | 8.0% |
| Fayette County, KY | 22 | 7.250% | 4.4% |
| Shelby County, KY | 9 | Under 10 loans | 18.2% |
| Nelson County, KY | 8 | Under 10 loans | 27.3% |
| Scott County, KY | 7 | Under 10 loans | 12.5% |
| Spencer County, KY | 7 | Under 10 loans | 11.1% |
| Washington County, IN | 5 | Under 10 loans | 0.0% |
| Clark County, KY | 5 | Under 10 loans | 14.3% |
| Harrison County, IN | 4 | Under 10 loans | 42.9% |
| Garrard County, KY | 4 | Under 10 loans | 20.0% |
| Hardin County, KY | 3 | Under 10 loans | 25.0% |
| Rockcastle County, KY | 3 | Under 10 loans | 0.0% |
| Bourbon County, KY | 2 | Under 10 loans | 0.0% |
| Boyle County, KY | 2 | Under 10 loans | 0.0% |
| Jessamine County, KY | 2 | Under 10 loans | 50.0% |
| Kenton County, KY | 2 | Under 10 loans | 0.0% |
| Meade County, KY | 2 | Under 10 loans | 0.0% |
| Powell County, KY | 2 | Under 10 loans | 0.0% |
| Crawford County, IN | 1 | Under 10 loans | 0.0% |
| Johnson County, IN | 1 | Under 10 loans | 0.0% |
| Knox County, IN | 1 | Under 10 loans | 0.0% |
| Scott County, IN | 1 | Under 10 loans | 50.0% |
| Anderson County, KY | 1 | Under 10 loans | 50.0% |
| Boone County, KY | 1 | Under 10 loans | 0.0% |
| Butler County, KY | 1 | Under 10 loans | 0.0% |
| Daviess County, KY | 1 | Under 10 loans | 0.0% |
| Franklin County, KY | 1 | Under 10 loans | 0.0% |
| Grayson County, KY | 1 | Under 10 loans | 0.0% |
| Harrison County, KY | 1 | Under 10 loans | 0.0% |
| Henry County, KY | 1 | Under 10 loans | 50.0% |
| Jackson County, KY | 1 | Under 10 loans | 0.0% |
| Mason County, KY | 1 | Under 10 loans | 0.0% |
| Woodford County, KY | 1 | Under 10 loans | 0.0% |
| Bath County, KY | 0 | Under 10 loans | 100.0% |
| Clay County, KY | 0 | Under 10 loans | 100.0% |
| Estill County, KY | 0 | Under 10 loans | Not published |
| Johnson County, KY | 0 | Under 10 loans | 100.0% |
| Pulaski County, KY | 0 | Under 10 loans | 100.0% |
| Taylor County, KY | 0 | Under 10 loans | Not published |
| Trimble County, KY | 0 | Under 10 loans | Not published |
Get told when this changes
When Park Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.