PARK VIEW FEDERAL CREDIT UNION
PARK VIEW FEDERAL CREDIT UNION received 126 applications in 2025 and made 117 mortgages, in 13 counties across 3 states. The median rate its borrowers got was 7.000% on a median loan of $155,000. Of 119 decisions, 2 were denials — 1.7%, most often for debt-to-income ratio. 4 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300LTO41UX0MSL179 |
|---|---|
| Applications received | 126 |
| Mortgages made | 117 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.26 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 18 | 7.000% | $230,000 | 5.3% |
| Refinancing | 27 | 7.000% | $155,000 | 0.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 63 | 7.000% | $125,000 | 1.6% |
Where PARK VIEW FEDERAL CREDIT UNION lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Rockingham County, VA | 71 | 7.000% | 0.0% |
| Harrisonburg city, VA | 27 | 7.000% | 3.6% |
| Augusta County, VA | 7 | Under 10 loans | 0.0% |
| Staunton city, VA | 3 | Under 10 loans | 0.0% |
| Shenandoah County, VA | 2 | Under 10 loans | 0.0% |
| Albemarle County, VA | 1 | Under 10 loans | 0.0% |
| Buckingham County, VA | 1 | Under 10 loans | 0.0% |
| Page County, VA | 1 | Under 10 loans | 0.0% |
| Stafford County, VA | 1 | Under 10 loans | 0.0% |
| Charlottesville city, VA | 1 | Under 10 loans | 0.0% |
| Waynesboro city, VA | 1 | Under 10 loans | 0.0% |
| Hardy County, WV | 1 | Under 10 loans | 0.0% |
| Lancaster County, PA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.