Pelican State Credit Union received 324 applications in 2025 and made
193 mortgages, in 40 counties across 2 states.
The median rate its borrowers got was 8.500% on a median loan of $75,000.
Of 267 decisions, 60 were denials — 22.5%, most often for credit history.
Legal Entity Identifier
25490058TX0QV62WQ461
Applications received
324
Mortgages made
193
Denied
60
Approved, not taken up
14
Withdrawn or incomplete
57
Loans bought from other lenders
0
Median rate spread over the prime offer rate
2.7 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
37
8.250%
$65,000
4.8%
Refinancing
2
Under 10 loans
Under 10 loans
25.0%
Cash-out refinancing
154
9.000%
$75,000
25.8%
Other purposes
0
Under 10 loans
Under 10 loans
Not published
Where Pelican State Credit Union lends most
The 40 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Pelican State Credit Union’s figures are published for the next year, or restated.
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Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.