PennCrest Bank
PennCrest Bank received 219 applications in 2025 and made 178 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $55,000. Of 213 decisions, 32 were denials — 15.0%.
| Legal Entity Identifier | 5493004QMY56VOFMPG66 |
|---|---|
| Applications received | 219 |
| Mortgages made | 178 |
| Denied | 32 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: PennCrest Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 61 | Not published | $135,000 | 19.5% |
| Refinancing | 40 | Not published | $55,000 | 21.2% |
| Other purposes | 77 | Not published | $35,000 | 7.1% |
Where PennCrest Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cambria County, PA | 102 | Not published | 11.3% |
| Blair County, PA | 61 | Not published | 19.0% |
| Bedford County, PA | 4 | Under 10 loans | 33.3% |
| Huntingdon County, PA | 4 | Under 10 loans | 0.0% |
| Centre County, PA | 2 | Under 10 loans | 33.3% |
| Indiana County, PA | 2 | Under 10 loans | 33.3% |
| Westmoreland County, PA | 2 | Under 10 loans | 0.0% |
| Somerset County, PA | 1 | Under 10 loans | 0.0% |
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When PennCrest Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.