Peoples Bank
Peoples Bank received 226 applications in 2025 and made 167 mortgages, in 20 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $130,000. Of 189 decisions, 21 were denials — 11.1%.
| Legal Entity Identifier | 254900WQBZOLXT53K570 |
|---|---|
| Applications received | 226 |
| Mortgages made | 167 |
| Denied | 21 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 37 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Peoples Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 93 | Not published | $165,000 | 7.9% |
| Refinancing | 43 | Not published | $125,000 | 13.7% |
| Other purposes | 31 | Not published | $75,000 | 16.2% |
Where Peoples Bank lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Woodbury County, IA | 55 | Not published | 9.8% |
| Sioux County, IA | 39 | Not published | 11.4% |
| Plymouth County, IA | 18 | Not published | 25.0% |
| Lyon County, IA | 13 | Not published | 0.0% |
| O'Brien County, IA | 9 | Under 10 loans | 10.0% |
| Union County, SD | 8 | Under 10 loans | 0.0% |
| Dickinson County, IA | 5 | Under 10 loans | 0.0% |
| Pipestone County, MN | 4 | Under 10 loans | 16.7% |
| Dakota County, NE | 3 | Under 10 loans | 0.0% |
| Minnehaha County, SD | 3 | Under 10 loans | 25.0% |
| Monona County, IA | 2 | Under 10 loans | 0.0% |
| Lincoln County, SD | 2 | Under 10 loans | 33.3% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Cherokee County, IA | 1 | Under 10 loans | 0.0% |
| Osceola County, IA | 1 | Under 10 loans | 0.0% |
| Otter Tail County, MN | 1 | Under 10 loans | 0.0% |
| Clay County, SD | 1 | Under 10 loans | 0.0% |
| Turner County, SD | 1 | Under 10 loans | 0.0% |
| Clay County, MN | 0 | Under 10 loans | Not published |
| Pierce County, NE | 0 | Under 10 loans | Not published |
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When Peoples Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.