PEOPLES BANK
PEOPLES BANK received 71 applications in 2025 and made 63 mortgages, in 15 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 68 decisions, 5 were denials — 7.4%.
| Legal Entity Identifier | 5493009I5VHHGVFQ1O54 |
|---|---|
| Applications received | 71 |
| Mortgages made | 63 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Peoples Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | Not published | $165,000 | 9.3% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 14 | Not published | $105,000 | 6.7% |
Where PEOPLES BANK lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Grant County, AR | 28 | Not published | 6.7% |
| Saline County, AR | 14 | Not published | 0.0% |
| Craighead County, AR | 7 | Under 10 loans | 12.5% |
| Faulkner County, AR | 2 | Under 10 loans | 0.0% |
| Hot Spring County, AR | 2 | Under 10 loans | 0.0% |
| Pulaski County, AR | 2 | Under 10 loans | 0.0% |
| Clark County, AR | 1 | Under 10 loans | 0.0% |
| Cleburne County, AR | 1 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Montgomery County, AR | 1 | Under 10 loans | 0.0% |
| Perry County, AR | 1 | Under 10 loans | 0.0% |
| Sebastian County, AR | 1 | Under 10 loans | 0.0% |
| Calcasieu Parish, LA | 1 | Under 10 loans | 0.0% |
| Nowata County, OK | 1 | Under 10 loans | 0.0% |
| Jefferson County, AR | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.