Peoples Bank of Kentucky, Inc.
Peoples Bank of Kentucky, Inc. received 240 applications in 2025 and made 184 mortgages, in 24 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $115,000. Of 211 decisions, 23 were denials — 10.9%.
| Legal Entity Identifier | 549300I8GW9QHQO63J05 |
|---|---|
| Applications received | 240 |
| Mortgages made | 184 |
| Denied | 23 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 29 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Peoples Bank of Kentucky, Inc., 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 106 | Not published | $135,000 | 7.6% |
| Refinancing | 53 | Not published | $125,000 | 13.1% |
| Other purposes | 25 | Not published | $45,000 | 18.8% |
Where Peoples Bank of Kentucky, Inc. lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fleming County, KY | 76 | Not published | 4.9% |
| Bath County, KY | 27 | Not published | 12.5% |
| Mason County, KY | 24 | Not published | 16.7% |
| Lewis County, KY | 23 | Not published | 8.0% |
| Rowan County, KY | 5 | Under 10 loans | 0.0% |
| Bracken County, KY | 4 | Under 10 loans | 50.0% |
| Brown County, OH | 4 | Under 10 loans | 0.0% |
| Montgomery County, KY | 3 | Under 10 loans | 40.0% |
| Nicholas County, KY | 3 | Under 10 loans | 0.0% |
| Greenup County, KY | 2 | Under 10 loans | 0.0% |
| Hernando County, FL | 1 | Under 10 loans | 0.0% |
| Bourbon County, KY | 1 | Under 10 loans | 0.0% |
| Campbell County, KY | 1 | Under 10 loans | 0.0% |
| Clark County, KY | 1 | Under 10 loans | 0.0% |
| Elliott County, KY | 1 | Under 10 loans | 0.0% |
| Franklin County, KY | 1 | Under 10 loans | 0.0% |
| Garrard County, KY | 1 | Under 10 loans | 0.0% |
| Madison County, KY | 1 | Under 10 loans | 0.0% |
| Menifee County, KY | 1 | Under 10 loans | 0.0% |
| Morgan County, KY | 1 | Under 10 loans | 0.0% |
| Robertson County, KY | 1 | Under 10 loans | 50.0% |
| Adams County, OH | 1 | Under 10 loans | 0.0% |
| Greene County, OH | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.