PeoplesTrust Bank
PeoplesTrust Bank received 85 applications in 2025 and made 80 mortgages, in 10 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $95,000. Of 84 decisions, 2 were denials — 2.4%.
| Legal Entity Identifier | 549300OS6U8YWYOKJP92 |
|---|---|
| Applications received | 85 |
| Mortgages made | 80 |
| Denied | 2 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: PeoplesTrust Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 29 | Not published | $115,000 | 3.2% |
| Refinancing | 48 | Not published | $95,000 | 2.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where PeoplesTrust Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Marion County, AL | 38 | Not published | 2.5% |
| Colbert County, AL | 14 | Not published | 0.0% |
| Lauderdale County, AL | 13 | Not published | 7.1% |
| Franklin County, AL | 5 | Under 10 loans | 0.0% |
| Winston County, AL | 4 | Under 10 loans | 0.0% |
| Lamar County, AL | 2 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Lawrence County, AL | 1 | Under 10 loans | 0.0% |
| Limestone County, AL | 1 | Under 10 loans | 0.0% |
| Walker County, AL | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.