Petefish, Skiles & Co.
Petefish, Skiles & Co. received 538 applications in 2025 and made 375 mortgages, in 61 counties across 7 states. The median rate its borrowers got was 6.750% on a median loan of $125,000. Of 457 decisions, 82 were denials — 17.9%, most often for credit history.
| Legal Entity Identifier | 549300032FNX4IOT2T93 |
|---|---|
| Applications received | 538 |
| Mortgages made | 375 |
| Denied | 82 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 81 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | 0.386 points |
| FDIC-insured bank | Yes: Petefish, Skiles & Co., 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 250 | 6.625% | $125,000 | 18.6% |
| Refinancing | 91 | 6.875% | $125,000 | 15.7% |
| Cash-out refinancing | 15 | 6.750% | $85,000 | 25.0% |
| Other purposes | 19 | 7.500% | $55,000 | 13.6% |
Where Petefish, Skiles & Co. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Morgan County, IL | 54 | 6.688% | 19.4% |
| Cass County, IL | 36 | 7.345% | 16.3% |
| Mason County, IL | 35 | 6.625% | 14.6% |
| Menard County, IL | 28 | 6.688% | 6.7% |
| Effingham County, IL | 25 | 6.875% | 21.9% |
| Jefferson County, IL | 22 | 6.688% | 18.5% |
| Ford County, IL | 18 | 6.625% | 30.8% |
| Sangamon County, IL | 18 | 6.750% | 14.3% |
| Shelby County, IL | 17 | 6.750% | 10.5% |
| Schuyler County, IL | 12 | 6.688% | 20.0% |
| Scott County, IL | 12 | 6.813% | 20.0% |
| Fayette County, IL | 10 | 7.125% | 33.3% |
| Iroquois County, IL | 10 | 6.500% | 23.1% |
| Moultrie County, IL | 8 | Under 10 loans | 0.0% |
| Tazewell County, IL | 6 | Under 10 loans | 25.0% |
| Champaign County, IL | 5 | Under 10 loans | 0.0% |
| Clay County, IL | 5 | Under 10 loans | 0.0% |
| Montgomery County, IL | 4 | Under 10 loans | 0.0% |
| McDonough County, IL | 3 | Under 10 loans | 0.0% |
| McLean County, IL | 3 | Under 10 loans | 40.0% |
| Christian County, IL | 2 | Under 10 loans | 33.3% |
| Coles County, IL | 2 | Under 10 loans | 0.0% |
| Cumberland County, IL | 2 | Under 10 loans | 0.0% |
| St. Clair County, IL | 2 | Under 10 loans | 0.0% |
| Vermilion County, IL | 2 | Under 10 loans | 50.0% |
| Williamson County, IL | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Pima County, AZ | 1 | Under 10 loans | 0.0% |
| Clark County, IL | 1 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| De Witt County, IL | 1 | Under 10 loans | 0.0% |
| DuPage County, IL | 1 | Under 10 loans | 0.0% |
| Edwards County, IL | 1 | Under 10 loans | 66.7% |
| Franklin County, IL | 1 | Under 10 loans | 0.0% |
| Fulton County, IL | 1 | Under 10 loans | 0.0% |
| Greene County, IL | 1 | Under 10 loans | 66.7% |
| Jasper County, IL | 1 | Under 10 loans | 0.0% |
| Jersey County, IL | 1 | Under 10 loans | 0.0% |
| Lawrence County, IL | 1 | Under 10 loans | 0.0% |
| Logan County, IL | 1 | Under 10 loans | 0.0% |
| Macon County, IL | 1 | Under 10 loans | 0.0% |
| Macoupin County, IL | 1 | Under 10 loans | 0.0% |
| Marion County, IL | 1 | Under 10 loans | 0.0% |
| Marshall County, IL | 1 | Under 10 loans | 0.0% |
| Piatt County, IL | 1 | Under 10 loans | 0.0% |
| Richland County, IL | 1 | Under 10 loans | 50.0% |
| Washington County, IL | 1 | Under 10 loans | 0.0% |
| Wayne County, IL | 1 | Under 10 loans | 50.0% |
| White County, IL | 1 | Under 10 loans | 0.0% |
| Will County, IL | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.