PREFERRED LENDING SERVICES, LLC
PREFERRED LENDING SERVICES, LLC received 123 applications in 2025 and made 89 mortgages, in 15 counties across 1 state. The median rate its borrowers got was 6.625% on a median loan of $265,000. Of 96 decisions, 6 were denials — 6.3%, most often for collateral.
| Legal Entity Identifier | 549300C5YLTTVIWX4J11 |
|---|---|
| Applications received | 123 |
| Mortgages made | 89 |
| Denied | 6 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3151 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 84 | 6.625% | $275,000 | 6.6% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where PREFERRED LENDING SERVICES, LLC lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pinellas County, FL | 26 | 6.750% | 3.6% |
| Polk County, FL | 18 | 6.500% | 14.3% |
| Pasco County, FL | 15 | 6.875% | 0.0% |
| Hillsborough County, FL | 14 | 6.563% | 6.7% |
| Highlands County, FL | 6 | Under 10 loans | 0.0% |
| Manatee County, FL | 2 | Under 10 loans | 33.3% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Citrus County, FL | 1 | Under 10 loans | 0.0% |
| Hernando County, FL | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Indian River County, FL | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.