Mortgage Lender Index

Premier Bank

Premier Bank received 117 applications in 2025 and made 90 mortgages, in 12 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 115 decisions, 18 were denials — 15.7%.

Legal Entity Identifier25490031SXYH24299E86
Applications received117
Mortgages made90
Denied18
Approved, not taken up7
Withdrawn or incomplete2
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Premier Bank National Association, 5 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase53 Not published$195,000 17.8%
Refinancing23 Not published$145,000 14.8%
Other purposes14 Not published$55,000 6.7%

Where Premier Bank lends most

The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Sioux County, IA 38Not published9.1%
Lyon County, IA 26Not published19.4%
Lincoln County, SD 9Under 10 loans18.2%
Union County, SD 9Under 10 loans9.1%
Minnehaha County, SD 4Under 10 loans0.0%
El Paso County, CO 1Under 10 loans0.0%
Plymouth County, IA 1Under 10 loans0.0%
Nobles County, MN 1Under 10 loans50.0%
Tripp County, SD 1Under 10 loans0.0%
Osceola County, IA 0Under 10 loans100.0%
Clay County, SD 0Under 10 loans100.0%
Yankton County, SD 0Under 10 loans100.0%

Get told when this changes

When Premier Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.